Most financial types like me, present diversity as diversification in terms of asset classes (stocks vs. bonds), countries (Canada vs. the rest of the world), industries/sectors (energy vs. banking) and/or different types of investment managers. However, I suggest we look at diversity in an...

In Step 2 we reviewed how much you need to retire.  I encourage you to read this Step as its simple yet fulsome.  However, if you’d like a quick estimate: How much do you spend each year on your lifestyle?   Say you spend $5,000/month or $60,000 per year ($5,000 X 12 months).  Now deduct...